When you already have responsibilities around your job, your family, and life in general, affording study can be challenging. But if you’ve got the drive, we believe finance shouldn’t be a barrier for you coming to UQ and being successful. There are many ways for you to get help if you need it, as well as plenty of information and advice available to help you manage your finances.
The three main financial options to consider are:
The Australian Government administers the Higher Education Loan Programme (HELP) which consists of several HELP loan schemes to assist students with the cost of fees. The right loan for you will depend on your study circumstances.
FEE‑HELP is a loan scheme for eligible fee-paying students.
You can apply for FEE-HELP if you:
FEE-HELP loans are capped. The amount you can borrow is set by the Australian Government.
The FEE‑HELP cap is a lifetime limit. The cap is not reset or renewed when you make a repayment. It cannot be used for additional study costs such as accommodation or text books.
Apply for a FEE-HELP loan after you are accepted to study at the University:
HECS‑HELP is a loan scheme for students enrolled in a Commonwealth Supported Place (CSP).
Almost all domestic undergraduate students are enrolled in a CSP. A small number of postgraduate coursework programs have CSPs available.
To be eligible for HECS-HELP you must be:
Holders of other permanent visas are not eligible for HECS-HELP.
Apply for a HECS-HELP loan after you are accepted to study at the University:
If you use SA-HELP, the amount will be added onto your existing HELP debt (i.e. your HECS-HELP debt, or your FEE-HELP debt).
You can also use SA-HELP if you do not want to take out any other HELP loan. A tax file number is required to obtain SA-HELP.
Apply for an SA-HELP loan after you are accepted to study at the University:
Your HELP debt is repaid via the Australian Taxation Office (ATO) once your income reaches the minimum threshold for compulsory repayment – even if you are still studying.
The compulsory repayment threshold is adjusted each year. For more information, visit the Study Assist website.
Thanks to the generous support of industry partners, private donors and government, UQ offers a range of scholarship options to make postgraduate study more affordable.
Some of these are subject specific, designed to reward the most academic and talented students in a field of study. Others are general in nature, helping overcome financial or social disadvantage as well as recognising personal attributes and community contributions.
We also offer scholarships to students with exceptional sporting ability, allowing them to study as well as pursue their sporting goals.
Each scholarship gives you financial assistance so you can focus more effectively on your studies.
Scholarship application opening and closing dates vary. We recommend you search for available scholarships as early as possible to ensure you don't miss application deadlines.
The Australian Government provides three income-support payments for Australian tertiary students: Youth Allowance, Austudy, and ABSTUDY.
ABSTUDY provides financial assistance for Aboriginal and Torres Strait Islander students.
Other schemes include:
For more information contact Centrelink.
To apply directly to UQ, create an applicant account and complete all details requested in the application form, attaching all required documentation as per the program entry requirements and any other additional information requests.Apply directly to UQ
To apply for the Diploma in Arts, Diploma in Science, Graduate Diploma in Education, Master of Teaching (Primary) or Master of Nursing Studies, submit your application online through the Queensland Tertiary Admissions Centre (QTAC).Apply to QTAC